Financial Advice for Investments
According to a recent article in the Irish Times, people should be looking outside of traditional banking institutions to save their money, or deposit a nest egg.
In the past, advising people to put money on deposit was a reasonable option because interest rates were relatively high, financial adviser Frank D’Arcy notes. The founder of Personal Advisory Service says it is a sign of how dramatically things have changed.
“The problem today, if you put your money in a deposit account, is that you’re not doing it for the purpose of getting a return because the return is zilch,” he says.
Whether you have a Lump Sum to invest or are saving towards a specific goal, like buying a house or funding your child’s education, Key Financials can offer clear, independent advice on the most efficient options available on the market for your needs, where your money can grow and create a return on your investment.
There are different types of Investment accounts, including:
- Deposit Accounts
- Regular Savings Plan
- Capital Guaranteed Bonds
We offer a range of funds from different providers in each category. The funds we offer have all been thoroughly vetted for stability and selected for their superior performance in their categories. We partner with the most reputable financial companies to manage the funds.
Your Key Financials Advisor will complete a customized risk profile to determine the level of risk you are comfortable with, and the duration of your savings plan. We will also assess your current financial circumstances and your future financial goals. Following this, your Key Financial advisor will research and recommend various investment options for you which will match your personal circumstances and your risk profile.
Investments are assessed based on the Risk/Reward Ratio, where higher returns are usually associated with a higher risk or volatility. High rewards sound great, but we would advise against investing in a high-risk investment fund if you are not comfortable with this level of risk, or if you are nearing retirement age when you may not have a long time to ride out short term market fluctuations, which could put a temporary dent in your savings.
Once we have selected the Account for you, we can help you put a budget in place to help you meet a future savings target, such as a child’s education, a deposit for a house or that once in a lifetime trip.
Investment options available:
- For Short, Medium and Long Term Investors
- Investments with a regular income
- Capital Growth Investments
- Investments that will preserve your capital from the effects of Inflation
- Corporate Investments
Contact the Key Financial team now, to get started on saving for your future goals!
Our client-centred philosophy puts our customer first – where they belong. From our initial free consultation, we make it a priority to understand your needs, goals and aspirations.
We learn what really matters to you so that we can customize a money management plan to help you reach those goals within a comfortable budget.
We strive to always meet your needs and exceed your expectations. The greatest testament to our track record is the high retention rate amongst our clients.
We are extremely proud that many of our clients remain loyal to us even as their financial needs change at various stages of their lives.
Every recommendation we make is designed to help our customer achieve their financial goals. And because our company is an independent brokerage, your needs are always placed before our own. We will research the products from a number of providers across the market, to ensure that you have access to the best possible product for your specific needs. We are funded by the financial companies we work with, you will never have to pay us fees or commissions.
Our goals are fully aligned with your goals, and we are committed to delivering impartial advice and strong value to our clients.
We welcome frequent contact from our customers, to ask a question, to make a suggestion – or tell us about a change in circumstances which might influence their investment choices.
Complete Financial Advisory
We also make a point of communicating with our customers – proactively and often, so that they are well informed about their options, the performance of their investments, and any external market conditions which might impact them. We will work with you and for you – to effectively and carefully manage your money and help you achieve your financial goals.
We Specialise in:
- Investments, Deposit Accounts & Wealth Management
- Life & Serious Illness Protection
- Income Protection
- Pensions & Retirement Planning
- Commercial Loans Advice
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Drumlin Financial Services Limited t/a Key Financials is regulated by The Central Bank of Ireland. Registered Office: Aeta Place, Gortnakesh, Cavan, Co Cavan. Company Registration no. 407677