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Budget 2011 - Summary

Wed, 08 Dec 2010 12:21:03 GMT

The good news from this year’s Budget regarding pension changes is that income tax relief at marginal rate still exists for personal contributions to pensions. While the Four Year Plan has suggested that income tax relief might be reduced, it has also invited alternative proposals from the industry. Please visit our News Updates Section to read more or Click here

How to survive the credit crunch?

Tue, 28 Sep 2010 10:01:29 GMT

The speed of the economic developments of the last 18 months took people throughout Ireland by surprise. First it was the dramatic fall in property prices, then the near collapse of the banks and as a result an increase in job losses. Understandably this has left many unsure about their short-term and long-term security. Up until this point most people have spent the last 18 months simply reacting to events in order to survive, however by putting a well thought out financial plan together, not only can people survive these times but they will thrive.

Life & Serious Illness Protection

Tue, 31 Aug 2010 14:44:36 GMT

When taking out a mortgage with a lending institution, it is a requirement that a mortgage protection policy be effected, to cover the loan in the event of death.

In many cases people simply opt for the convenience of joining the lender's group mortgage protection scheme by just filling in the mortgage protection part of the loan application. However, under the Consumer Credit Act 1995, you are free to shop around for the best rates available to you for mortgage protection and are not compelled to effect a policy with your mortgage lender.

Credit Review Office

Mon, 09 Aug 2010 14:15:17 GMT

In the December 2009 budget, the Minister for Finance announced that a simple and effective review process would be set-up for small and medium-sized enterprises (SMEs), sole traders and farm enterprises that have been refused credit from banks participating in the NAMA scheme, and to examine credit policy to assist the Minister in deciding what further actions may be necessary to increase the flow of credit.